Showing posts with label UnBrokable*. Show all posts
Showing posts with label UnBrokable*. Show all posts
January 22, 2024
December 24, 2023
November 17, 2023
August 05, 2023
February 06, 2023
January 08, 2023
January 05, 2023
January 03, 2023
January 01, 2023
December 30, 2022
Ferrari Modena
This is me sitting on the Ferrari Modena in Miami, Florida in May, 2003.
Now no car, but I bought a condo with full cash, instead (no rent or mortgage since 2013).
Currently, the condo price is $155,000 (2022) though I bought it for $60,000 originally (2013).
Check out my book for more details.
Check out my book for more details.
December 10, 2022
October 12, 2022
October 06, 2022
August 16, 2022
Release date Unbrokable*
1/5/2023
I have written more than 600 pages as of 8/16/2022.
It will be a little above 800 pages.
July 04, 2022
Contents Final
UnBrokable*
80 Reasons Why being Broke
Despite Working Hard
1. Drinking and Smoking
2. Having Too Many Children
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Having a Bad Reputation
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Being Too Religious
15. Being Gullible
16. Not Going Against Destiny
17. Giving up a Little Too Early
18. Preferring Other Things to Money
19. Keeping a TV
20. Travel too Expensive Way
21. Spending Too Much on Pets
22. Being Unnecessarily Busy
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not Having Strong Opinion
27. Living Recklessly
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Being a Taker
34. Not Being Persistent
35. Stuck in a Low Paying Job
36. Not Minding Your Own Business
37. Living in a too Big or Old House
38. Not Fighting Against Platforms
39. Lack of Financial Knowledge
40. Not Being Unique
41. Living for Harmful Satisfactions
42. Smartphone Addiction
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. Not Getting up Early
49. Too Thirsty for Cash
50. Not Realizing Money Drain
51. Too Interested in Politics
52. Not Recognizing Opportunities
53. Believing Loss as Profit Mistakenly
54. Being Too Nomadic
55. Being Unable to Grow
56. Getting Married By Pressure
57. No Plan B
58. Concerning Other Eyes Too Much
59. Too Much Gaps Between Jobs
60. Not Knowing “Enough”
61. Living in a Disastrous Area
62. Investing Wrong Way
63. Having Lived a Too Relaxed Life
64. Being Overly Jealous
65. Not Breaking Your Prejudice
66. Being Unlucky
67. Not Solving Housing Problem Quickly
68. Much on Ceremonies and Anniversaries
69. Not Using Infrastructure Already Built
70. Not Working While Being Wealthy
71. Going Too Big
72. Not Being Awake
73. Too Fantasizing Wealth
74. No Long Term Vision
75. Being Deceptive
76. Being On the Wrong Side
77. Not Going Straight to “Profitable or Not”
78. Having Low Self Esteem
79. Not Being Constructive
80. Not Having Room To Breathe
June 17, 2022
May 08, 2022
UnBrokable*: 80 Reasons Why being Broke In spite of Hard Working
Contents
Prologue
1. Drinking and Smoking
2. Having Too Many Children
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Betraying Unpleasantly
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Too Religious
15. Being Gullible
16. Not Going Against Destiny
17. Giving up a Little Too Early
18. Preferring Other Things to Money
19. Keeping a TV
20. Travel too Expensive Way
21. Having Too Many Pets
22. Being Unnecessarily Busy
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not Having Strong Opinion
27. Living Recklessly
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Not Working Fairly
34. Not Being Persistent
35. Stuck in a Low Paying Job
36. Not Minding Your Own Business
37. Living in a too Big or Old House
38. No Side Income
39. Lack of Financial Knowledge
40. Not Trying New Things
41. Not Enough Self Control
42. Smartphone Addiction
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. Not Getting up Early
49. Too Obsessed with Money
50. Not Realizing Money Drain
51. Too Interested in Politics
52. Not Recognizing Opportunities
53. Believing Loss as Profit Mistakenly
54. No Help from Parents
55. Having Obnoxious Character
56. Getting Married By Pressure
57. No Plan B
58. Concerning Other Eyes Too Much
59. Low Self Standard
60. Not Knowing “Enough”
61. Living in a Disastrous Area
62. Investing Wrong Way
63. Having Lived a Too Fine Life
64. Being Overly Jealous
65. Too Much Showing Off
66. Being Unlucky
67. Not Solving Housing Problem Quickly
68. Much on Ceremonies and Anniversaries
69. Not Using Infrastructure Already Built
70. Not Working While Being Wealthy
71. Being Too Superstitious
72. Being Afraid of Success
73. Not Setting Realistic Goals
74. Going for Short Term Profit Much
75. Being Deceptive
76. Being Too Arrogant
77. Not Going Straight to “Profitable or Not”
78. Not Being Calm in Critical Moments
79. Not Being Nice to Weak Creatures
80. Not Having Room To Breathe
Epilogue
Quotes by Brad
About Brad
May 02, 2022
UnBrokable*: 70 Reasons Why Being Broke in spite of Hard Working
1. Drinking and Smoking
2. Having Too Many Children
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Being an Asshole
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Too Religious
15. Gullible
16. Not Going Against Destiny
17. Giving up a Little Too Early
18. Preferring Other Things to Money
19. Keeping a TV
20. Travel too Expensive Way
21. Having Too Many Pets
22. Being Unnecessarily Busy
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not Having Strong Opinion
27. Living Recklessly
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Not Working Fairly
34. Quitting a Job Too Easily
35. Stuck in a Low Paying Job
36. Not Minding Your Own Business
37. Living in a too Big or Old House
38. No Side Income
39. Lack of Financial Knowledge
40. Not Trying New Things
41. Not Enough Self Control
42. Smartphone Addiction
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. Not Getting up Early
49. Too Obsessed with Money
50. Not Realizing Money Drain
51. Too Interested in Politics
52. Not Recognizing Opportunities
53. Believing Loss as Profit Mistakenly
54. Going for Short Term Profit Much
55. Having Obnoxious Character
56. Getting Married By Pressure
57. No Plan B
58. Concerning Other Eyes Too Much
59. Low Self Standard
60. Not Knowing “Enough”
61. Living in a Disastrous Area
62. Investing Wrong Way
63. Having Lived a Too Fine Life
64. Being Overly Jealous
65. Too Much Showing Off
66. Frequent Gaps Between Careers
67. Not Working While Wealthy
68. Leaving Problems Accumulated
69. Not Using Infrastructure Already Built
70. Not Solving Housing Problem Quickly
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Being an Asshole
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Too Religious
15. Gullible
16. Not Going Against Destiny
17. Giving up a Little Too Early
18. Preferring Other Things to Money
19. Keeping a TV
20. Travel too Expensive Way
21. Having Too Many Pets
22. Being Unnecessarily Busy
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not Having Strong Opinion
27. Living Recklessly
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Not Working Fairly
34. Quitting a Job Too Easily
35. Stuck in a Low Paying Job
36. Not Minding Your Own Business
37. Living in a too Big or Old House
38. No Side Income
39. Lack of Financial Knowledge
40. Not Trying New Things
41. Not Enough Self Control
42. Smartphone Addiction
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. Not Getting up Early
49. Too Obsessed with Money
50. Not Realizing Money Drain
51. Too Interested in Politics
52. Not Recognizing Opportunities
53. Believing Loss as Profit Mistakenly
54. Going for Short Term Profit Much
55. Having Obnoxious Character
56. Getting Married By Pressure
57. No Plan B
58. Concerning Other Eyes Too Much
59. Low Self Standard
60. Not Knowing “Enough”
61. Living in a Disastrous Area
62. Investing Wrong Way
63. Having Lived a Too Fine Life
64. Being Overly Jealous
65. Too Much Showing Off
66. Frequent Gaps Between Careers
67. Not Working While Wealthy
68. Leaving Problems Accumulated
69. Not Using Infrastructure Already Built
70. Not Solving Housing Problem Quickly
April 18, 2022
UnBrokable*: 60 Reasons why being Broke
UnBrokable*
60 Reasons why being Broke In spite of Hard Working
Contents
Prologue
1. Drinking and Smoking
2. Having Too Many Children
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Being an Asshole
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Too Religious
15. Gullible
16. Not Going Against Destiny
17. Giving up a Little Too Early
18. Preferring Other Things to Money
19. Keeping a TV
20. Travel too Expensive Way
21. Having Too Many Pets
22. Living Unnecessarily Busy
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not having your Own Solid Mind
27. Living Recklessly
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Not Working Fairly
34. Quitting a Job Too Easily
35. Stuck in a Low Paying Job
36. Being Overly Jealous
37. Living in a too Big or Old House
38. No Side Income
39. Lack of Financial Knowledge
40. Not Trying New Things
41. Having Lived a Too Fine Life
42. Smart Phone Addiction
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. Not Getting up Early
49. Too Obsessed with Money
50. Not Recognizing Money Drain
51. Too Interested in Politics
52. Not Recognizing Opportunities
53. Believing Loss as Profit Mistakenly
54. Going for Short Term Profit Much
55. Having Distasteful Character
56. Getting Married By Pressure
57. No Plan B
58. Concerning Other Eyes Too Much
59. Changing Things Blindly
60. Not Knowing "Enough"
Epilogue
Quotes by Brad
About Brad
April 02, 2022
Unbrokable*: 50 Reasons Why Being Broke in Spite of Hard Working
Prologue
1. Drinking and Smoking
2. Having Too Many Children
3. Getting into Debt Too Easily
4. Not Using Systems Already Paid For
5. Double Spending Lifestyle
6. Living in an Expensive Area
7. Social Media Addiction
8. Being an Asshole
9. Making Yourself Undesirable
10. Marrying a Spouse without Income
11. Auto Addiction
12. Pointlessly Expensive Educations
13. Not Imitating a Billionaire
14. Too Religious
15. Gullible
16. Not Getting up Early
17. Keeping a TV
18. Having a Bad Reputation
19. Smart Phone Addiction
20. Travel too Expensive Way
21. Having Too Many Pets
22. No Preparation
23. Eating Too Much
24. Approaching too Many Women
25. Not Living Long Enough
26. Not having your Own Solid Mind
27. Reckless Character
28. Preventable Medical Problems
29. Unnecessary Legal Problems
30. Talking Too Much
31. Expensive Hobbies
32. Not Doing Things Yourself
33. Not Working Fairly
34. Quitting a Job Too Easily
35. Stuck in a Low Paying Job
36. Being Overly Jealous
37. Living in too Big or Old Houses
38. No Side Income
39. Lack of Financial Knowledge
40. Not Trying New Things
41. Too interested in Politics
42. Messy Environments
43. Lack of Alone Time
44. Not Simplifying
45. Being Impulsive
46. Not Being a Good Spouse or Parent
47. Pressure to Spend Money
48. No Plan in Advance
49. Too Obsessed with Money
50. Not Recognizing Money Drain
Epilogue
Quotes by Brad
=================================
5
Double Spending Lifestyle
If you have too much time with too little money,
something may be wrong.
-Brad Kong
In the previous chapter, we discussed some public systems we have already paid for, but do not use. Let me talk about a double spending lifestyle in general. Let me give you some examples.
I live only 1 mile from our library. I always go there by walking and it takes about 20 minutes. But, I notice that some people go to the library by car, go to the gym by car, spend money on gym membership and do walking exercises there. It is triple spending for the same walking exercise.
A lot of people go to work by car and do jogging exercises after work. Why don’t they just run to work, so they can save some money on gas? Why do they have that much time to do extra jogging after work? I have been pretty busy for life, so I will never understand them.
Luckily, I witnessed some smart guys do their passionate hobbies at work as well. When I was in downtown Chicago last summer, I saw some construction near Willis tower. Actually, it was a new building expansion of the tower. For about one hour, I observed how new building frames are connected.
What struck me was the guy trying to connect two iron beams. He had impressive muscles like a bodybuilder. He might be into bodybuilding and his job will give him plenty of things to lift. I guess he can pursue his passion without spending extra money at the gym.
The dishwasher job at the nursing home had been pretty hard for me. The place was only 1.2 mile from my home and it took about 25 minutes to get there by walking. I did it for a weekend part time job mostly for 5 years out of 7.
After getting the medical coder license, I was wondering if I should keep the job or not. “Well, I can still keep it and consider it as weekend gym exercise. Only difference is I get paid and get free meals.”
It is true that I lost a lot of weight and have become more muscular than ever. I was obese and diabetic. I had walked to work all the time for 7 years to intensify my exercise. Some people spend money for the result. But, some people get paid for the same result.
It was hard for me to wake up early in the morning for that job sometimes. I thought that it would be the same if I had to exercise in the gym for 8 hours a day during weekends. You can skip the gym easily, but you cannot skip the work, so it had been a better coach in a sense.
During the 7 years of employment, there had been cold and snowy days. “Well, some people go to Mount Everest after spending a fortune. Let me consider that I am doing some outdoor adventure in Colorado.” Twenty five minutes adventure to work was over quickly.
When I was in college, there was a Ukrainian girl who had worked at the DisneyWorld in Florida for a summer. She was a little bit broke as a student. I assume she wanted to have a vacation there, but could not really afford it. It was smart that she worked there, got paid and enjoyed vacation for three months. I think similar things happen in cruise lines, too. If you do not want to spend money, you can work there, too.
To write this type of book, you can hire people and pay them to listen to their stories. Upton Sinclair did it for his graphic novel, “Jungle”. Or he could have worked in a factory, get paid and collect some specific information with enough time. It is totally up to you how you do it.
If you keep being short of money even though you work hard, see if you spend double money somewhere.
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